We all want to make it on our own. Definitely no question there. And that is a good thing. We should not be expecting anyone else (even the government) to bail us out. But sometimes, we have an emergency, or life just doesn’t go according to plan, and we need a lifeline. Maybe it is still a few days till payday, but we need some of that now. We just need to get paid.
Most jobs these days won’t advance you money. And even if they would, you don’t want your employer to think you can’t handle your business, right? Because that leads to them questioning if you can handle THEIR business. Let’s not go there. Just don’t.
But there is a solution. If you are working consistently, and can verify it by linking the app to your bank, this app will let you borrow against it, and return it on pay day.
They work on a tip system, meaning, when you are confirming that you are paying $100 back on payday, you choose how much extra you give as a “tip.” This is your choice.
I have borrowed from them several times when my truck needed repairs, and I have tipped varying amounts, but either way, it was better than an overdraft fee! And certainly cheaper than any traditional payday loan!!!!
What I don’t like about it is the fact that you have to enable your location settings for the app to work. Basically, you give your work address, and when Earnin app notes you went to that address and stayed for a work day, your earnings get entered in, and you can borrow it against your paycheck.
The thing is, you can always go in and delete the app or turn the location settings off if you want. You are in control of that, as well. Definitely not my favorite feature, but it kept me on the road, which means I didn’t lose my job. YAY!
If you are wanting to try it, now is the perfect time to try it. Go to GOOGLE PLAY and Download Earnin on your device and you can get $20 for trying it! No way to lose! To claim your $20, sign up using this link and make today payday!
Some other apps you might like can be found on the menu to the left, or you can see them here.
If you are ready to get your finances to the point where you don’t need to borrow, like I am, then I also suggest you try some of these income opportunities: